CLIENTS WE SERVE

We help a wide range of clients with long-range planning solutions. Our team of experts has the experience to create custom reports tailor made for your unique situation. Wether you are a high-rise condominium, educational facility, private club, or single-family homeowners association; we have the expertise to assist you with your reserve planning needs.

WHAT WE DO

Independent. Local. Experienced. These values set us apart as an Arizona Reserve Study Company. We partner with common interest organizations to identify, forecast, and plan for future capital requirements. Our firm specializes in engineering comprehensive, easy-to-read Reserve Studies for our clients. We tailor each of our reports to meet your specific needs.

WHO WE ARE

Capital Reserve Analysts is the leading reserve data analysis company in Arizona, providing detailed, comprehensive, user-friendly reserve studies for HOAs and condominiums. We have prepared reserve studies for a range of clients across Arizona. Our reserve analysis software allows us to generate accurate reserve studies and forecasts to our clients.

Reserve Studies Made Simple

Reserve Studies Made Simple

A reserve study is a budget planning tool that provides a detailed evaluation of a homeowners association’s common area assets and an analysis of its reserve funds. Physical AnalysisA reserve study provider performs an on-site inspection to evaluate the physical condition and repair/replacement cost of the association’s major common area assets. Financial AnalysisA reserve study…

Read More Read More

7 Things You Should Know HOA reserve funds

7 Things You Should Know HOA reserve funds

1. Laws regarding Reserve Funding Levels, Reserve Studies, and Reserve Contributions differ by state. Reserve Study Laws and Reserve Funding Legislation vary by state. In the absence of specific legislation regarding Reserve Funding, associations should refer to their governing documents (Covenants Conditions, and Restrictions) with the help of a qualified attorney specializing in HOAs. The following…

Read More Read More

What is an HOA Reserve Study: A Comprehensive Guide

What is an HOA Reserve Study: A Comprehensive Guide

Introduction Homeowners Associations (HOAs) play a crucial role in maintaining property values, enhancing community amenities, and ensuring a high quality of life for residents. A well-executed HOA reserve study is an indispensable tool for achieving financial stability and long-term planning. In this comprehensive guide, we will delve into the intricacies of HOA reserve studies, shedding…

Read More Read More

Condo Association Reserve Fund Guidelines: Financial Health and Long-Term Sustainability

Condo Association Reserve Fund Guidelines: Financial Health and Long-Term Sustainability

Introduction For condominium associations, having a well-managed reserve fund is crucial for maintaining the community’s infrastructure, addressing unexpected repairs, and ensuring long-term financial stability. Establishing clear guidelines for managing the condo association reserve fund is essential to avoid financial strain and adequately meet the needs of the community. In this blog post, we’ll delve into…

Read More Read More

Understanding IRS Rules on HOA Reserves: Ensuring Compliance and Financial Stability

Understanding IRS Rules on HOA Reserves: Ensuring Compliance and Financial Stability

Introduction As a critical aspect of Homeowners Associations (HOAs) and Community Associations, reserve funds are essential for covering future expenses and unforeseen repairs. However, it’s crucial to comprehend the impact of IRS rules on HOA reserves to ensure compliance and financial stability. In this blog post, we’ll explore the key IRS requirements related to HOA…

Read More Read More

The Comprehensive Guide to Capital Improvements for HOAs and Condominiums: A Focus on Reserve Expenses

The Comprehensive Guide to Capital Improvements for HOAs and Condominiums: A Focus on Reserve Expenses

Capital improvements and reserve expenses are integral aspects of maintaining the longevity and functionality of homeowners associations (HOAs) and condominiums. It’s crucial to discern between the two, as each serves a distinct purpose in the financial landscape of community management. This guide aims to elucidate the key differences between capital improvements and reserve expenses and…

Read More Read More

Should your HOA borrow from The Reserve Fund?

Should your HOA borrow from The Reserve Fund?

Should your HOA borrow from the Reserve fund? The short answer to this question is, “It depends.” In this article, we discuss the advantages (if any) and disadvantages of borrowing from the reserve account.Every state has different rules regarding borrowing from the reserve account. For example, in California it is possible to borrow from your…

Read More Read More

How to Read A Reserve Study in 3-Steps

How to Read A Reserve Study in 3-Steps

Welcome to our in-depth guide on Reserve Studies, designed to be your go-to resource for understanding the intricacies of financial planning for your community. Whether you’re a board member, property manager, or a homeowner, this guide will provide valuable insights into navigating the complexities of Reserve Studies. Unlocking the Power of Reserve Studies Reserve Studies…

Read More Read More

Do Water Lines Belong In A Reserve Study?

Do Water Lines Belong In A Reserve Study?

When deciding whether a common area item belongs in a reserve study, refer to The National Reserve Study Standard four-part test: Part 1: See your association’s CC&Rs; to determine if the association is responsible to maintain or repair domestic water lines. Part 2: Typically water lines are considered “Lifetime” components and therefore would not pass…

Read More Read More

Reasons to Contribute to A Reserve Fund

Reasons to Contribute to A Reserve Fund

When it comes to adopting an operating budget, reserve contributions are far down on the list of items to include. A typical operating budget will include things like; utility bills, insurance premiums, landscaping maintenance, and management fees. Unfortunately, reserve contributions are viewed as something that can only be done if the association generates an end-of-year…

Read More Read More

© 2024 Capital Reserve Analysts